• Dream for All Program: The California Housing Finance Agency (CalHFA) announced that the popular first-generation homebuyer program is resuming, with applications opening in February 2026, following over $313 million in prior loans awarded.
• LA Fire Mortgage Relief: Over 160 lenders have committed to providing mortgage relief for 2025 Los Angeles firestorm victims, including options for loan forbearances up to 12 months.
• SBA Loan Fraud Suspensions: As of February 6, 2026, the Small Business Administration (SBA) has suspended over 111,000 California borrowers suspected of committing $8.6 billion in pandemic-era loan fraud.
• Mortgage Industry Litigation: Rocket Mortgage filed a lawsuit against a California broker alleging fraud on loan applications, highlighting continued tension in the sector.
• Regulatory Actions: The Department of Financial Protection and Innovation (DFPI) reported that 2025 commercial financing annual reports are due March 15, 2026, as part of continued oversight under the California Consumer Financial Protection Law.
• Interest Rates & Trends: While mortgage rates remain volatile, California home prices have shown relative stability between late 2022 and late 2025. 

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