Compare today's average mortgage rates in the state of California. Bankrate aggregates mortgage rates from multiple sources to provide averages for California.

California Mortgage Rates TUESDAY, JANUARY 28
LOAN TERM INTEREST RATE CHANGE 1 DAY RATE LAST WEEK
30-year fixed mortgage rate 3.63% 0.10% 3.73%
15-year fixed mortgage rate 3.05% 0.08% 3.13%
5/1 ARM mortgage rate 3.13% 0.06% 3.19%
30-year fixed jumbo mortgage rate 3.65% 0.15% 3.80%
30-year fixed refinance rate 3.71% 0.10% 3.81%
Today's 30-year fixed rate:
3.63 %

Current rates in California are 3.63% for a 30-year fixed, 3.05% for a 15-year fixed, and 3.13% for a 5/1 adjustable-rate mortgage (ARM).

Learn more about today's mortgage rates.

Compare and lock-in current mortgage rate quotes in California from multiple lenders. Bankrate provides real-time rates with APR for 30-year fixed, 15-year fixed and more. For more information and reviews on Bankrate's best mortgage lenders, check out our top lenders page