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January
29
29
Current Rates
As of January 29, 2026, "current rates" vary significantly by product. The most frequently tracked rates are for mortgages and federal benchmarks.
1. Mortgage Rates (National Averages)
Mortgage rates have remained relatively stable recently, hovering in the low-6% range for a 30-year fixed loan.
- 30-Year Fixed: 6.10% – 6.19%
- 15-Year Fixed: 5.43% – 5.58%
- 30-Year FHA: 5.81% – 6.18%
- 30-Year Jumbo: 6.34% – 6.37%
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