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Fund.com
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Best Mortgage Lenders in The US With The Lowest Rates In The Market.
Rates as of Nov 18, 2025
30-Year Mortgage Rates
Top 5 Mortgage Loans Of 2025
Rates as of Nov 18, 2025
BestMoney
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Bankrate
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Lock in Low APR Rates Now: 5.38% Take advantage of the best mortgage and refinance rates from top lenders. Find a home at a...
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LendingTree®
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Lender rates, particularly for mortgages, vary by loan type, lender, and borrower's credit profile
. As of mid-November 2025, typical 30-year fixed mortgage rates are around 6.15% to 6.25%, while 15-year fixed rates are around 5.375% to 5.49%. Rates for adjustable-rate mortgages (ARMs) and loans for specific purposes like FHA or VA loans will be different. Typical interest rates
- 30-Year Fixed: Approximately 6.15% to 6.25%
- 15-Year Fixed: Approximately 5.375% to 5.49%
- 20-Year Fixed: Approximately 5.90% to 6.125%
- 7-Year ARM: Approximately 5.625% to 6.25%
Other factors influencing rates
- Loan type: Rates differ for conventional, FHA, VA, and Jumbo loans, among others.
- Credit score: A higher credit score can result in a lower interest rate.
- Lender: Different lenders offer different rates and terms, as shown by comparing Bankrate and Bank of America rates, for example.
- Fees and points: The Annual Percentage Rate (APR) reflects not only the interest rate but also other fees, which can be paid to lower the interest rate.
- Market conditions: Rates change based on the economy and Federal Reserve policies.