Posts from October 2025

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Uncategorized | 818 Posts
October
27

Mortgage Rates Decrease to Lowest Level in Over a Year

October 23, 2025

Mortgage rates continued to trend down this week, hitting their lowest level in over a year. At the start of 2025, the 30-year fixed-rate mortgage surpassed 7%, while today it hovers nearly a full percentage point lower. This dynamic has kept refinancings high, accounting for more than half of all mortgage activity for the sixth consecutive week.


October
27

October
27

California Housing Market Overview

What is the housing market like right now?

In September 2025, home prices in California were up 2.0% compared to last year, selling for a median price of $831,600. On average, the number of homes sold was up 9.2% year over year and there were 24,430 homes sold in September this year, up 22,364 homes sold in September last year. The median days on the market was 47 days, up 11 year over year.

Median Sale Price

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October
21

CAC's Consumer Influencer Campaign Generates More Than 3.5 Million Peak Season Impressions

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October
21

Current rates vary depending on the type of loan, but as of October 21, 2025, the average 30-year fixed mortgage rate is around 6.33% to 6.58% for refinancing. The average 15-year fixed mortgage rate is about 5.51%, and the average 20-year fixed mortgage rate is around 5.78%. For federal student loans, the rates are 6.39% for undergraduate Direct Subsidized and Unsubsidized loans, 7.94% for graduate/professional Direct Unsubsidized loans, and 8.94% for Direct PLUS loans. 

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