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Uncategorized | 832 Posts
sunshine properties real estate mortgage selling california Fallbrook realtor for sale house homes home buying house for sale estate avocados groves agent land for sale manufactured home
English
October
21

October 21st, 2025 by
Current rates vary depending on the type of loan, but as of October 21, 2025, the average 30-year fixed mortgage rate is around 6.33% to 6.58% for refinancing. The average 15-year fixed mortgage rate is about 5.51%, and the average 20-year fixed mortgage rate is around 5.78%. For federal student loans, the rates are 6.39% for undergraduate Direct Subsidized and Unsubsidized loans, 7.94% for graduate/professional Direct Unsubsidized loans, and 8.94% for Direct PLUS loans. 
Mortgage rates
  • 30-Year Fixed: ~6.33% (purchase) / ~6.58% (refinance)
  • 20-Year Fixed: ~5.78%
  • 15-Year Fixed: ~5.51%
  • 10-Year Fixed: ~5.32%
  • 30-Year Fixed FHA: ~6.37%
  • 30-Year Fixed VA: ~6.55% 
Federal student loan rates
  • Undergraduate Direct Subsidized and Unsubsidized: 6.39%
  • Graduate or Professional Direct Unsubsidized: 7.94%
  • PLUS (for parents and graduate/professional students): 8.94% 

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Categories: Uncategorized
Tags: avocados, california, Fallbrook, groves, realtor, sunshine properties real estate, land for sale, agent, for sale, house, homes, home, mortgage , buying, selling, house for sale, estate, manufactured home

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