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September
23
23
Current Rates
Current rates depend on the specific financial product you're interested in, but as of September 23, 2025, the average 30-year fixed mortgage rate is around 6.35%, with variations by lender and loan type. Other rates include an I bond rate of 3.98% for May-October 2025, national deposit rate averages around 0.40% for savings, and federal student loan interest rates are also available. To get the most accurate rate, specify the type of loan or investment you're looking for.
Specific Rate Examples (as of Sept. 23, 2025)
- Mortgages:The average 30-year fixed mortgage rate is approximately 6.35%. Specific lender rates vary, with some offering rates as low as 6.25% or as high as 6.625% for a 30-year fixed loan.
- I Bonds:The composite rate for I bonds issued from May 2025 through October 2025 is 3.98%.
- Savings Accounts:National average rates for savings accounts are around 0.40%.
- Federal Student Loans:Interest rates are also available for federal student loans.
How to Find the Right Rate
- Mortgage Rates:Visit a mortgage rate comparison site like NerdWallet or Bankrate to compare rates from various lenders based on your location and loan needs.
- I Bonds:Visit TreasuryDirect (.gov) to learn more about their current rates.
- Deposit Rates:Check the Federal Deposit Insurance Corporation (FDIC) (.gov) for national averages for savings accounts and other deposit products.
- Student Loans:Go to the Federal Student Aid (.gov) website to find information on student loan interest rates.
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