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Uncategorized | 832 Posts
May
9

California Mortgage and Refinance Rates

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Edited by 
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Reviewed by 
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Updated on May 09, 2025
On Friday, May 09, 2025, the national average 30-year fixed mortgage APR is 6.89%. The national average 30-year fixed refinance APR is 6.94%, according to Bankrate's latest survey of the nation's largest mortgage lenders.

Showing results for: Single-family home, 30 year fixed and 5 year ARM mortgages with all points options.
The listings that appear on this page are from companies from which this website receives compensation.

Lender Rate
APR
Mo. payment
as of May 9, 2025
Visit Deco Mortgage site

NMLS #2561451

5.0

6.000%

6.175%

$6,284

Visit Optimum First Mortgage site

NMLS #240415 | State Lic: 01525044

5.0

6.000%

6.204%

$6,283

Visit Bison State Bank site

NMLS #757416

4.7

6.125%

6.295%

$6,368

Visit Sage Home Loans site

NMLS #3304 | State Lic: 4130722

4.8

6.250%

6.423%

$6,453

Visit Old National Bank site

NMLS #459308

4.8

6.375%

6.577%

$6,538

Visit HSBC Bank site

NMLS #399799

5.0

6.623%

6.638%

$6,709

Visit HomeLend Mortgage site

NMLS #138075 | State Lic: 4131127

4.8

6.500%

6.695%

$6,624

Visit loanDepot  site

NMLS #174457

3.7

6.750%

6.936%

$6,797

Visit Bison State Bank site

NMLS #757416

4.7

5.625%

6.845%

$6,033

Visit HSBC Bank site

NMLS #399799

5.0

5.758%

6.825%

$6,121

Market Survey Rates

The rates below are intended for educational purposes. The lenders listed are not active participants in Bankrate's mortgage marketplace.

Citibank

7.750%

6.573%

Article belongs to bankrate.com

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