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On Tuesday, February 25, 2025, the national average 30-year fixed mortgage APR is 6.98%. The average 15-year fixed mortgage APR is 6.34%, according to Bankrate's latest survey of the nation's largest mortgage lenders.
Showing results for: Single-family home, 30 year fixed and 5 year ARM mortgages with all points options.
The listings that appear on this page are from companies from which this website receives compensation.
| Lender | Rate | APR | Mo. payment | as of February 25, 2025 |
|---|---|---|---|---|
|
5.990% 30 year fixed |
6.139% |
$5,079 |
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|
5.998% 30 year fixed |
6.157% |
$5,083 |
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|
6.125% 30 year fixed |
6.290% |
$5,153 |
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|
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|
6.125% 30 year fixed |
6.300% |
$5,153 |
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|
6.245% 30 year fixed |
6.408% |
$5,219 |
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|
6.693% 30 year fixed |
6.711% |
$5,468 |
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|
5.873% 5/6 ARM |
6.938% |
$5,015 |
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|
Market Survey Rates The rates below are intended for educational purposes. The lenders listed are not active participants in Bankrate's mortgage marketplace. |
||||
|
Star One Credit Union |
6.625% 30 year fixed |
6.626% |
$5,430 |
|
|
Schools First FCU |
6.000% 5/1 ARM |
6.901% |
$5,084 |
|
|
First Citizens Bank |
6.000% 30 year fixed |
6.015% |
$5,084 |
|
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