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February
20
20
current loan Rates
As of February 20, 2025, the average interest rate for a 30-year fixed mortgage is 6.92%. This is a 2 basis point decrease from the previous week.
Current rates by loan type
- 30-year fixed: 6.92% average interest rate
- 30-year fixed refinance: 6.91% average interest rate
- 15-year fixed refinance: 6.19% average interest rate
Where to find current rates
- Bankrate: Compares offers from various lenders, including interest rates, APRs, and estimated monthly payments
- Nerdwallet: Compares mortgage and refinance rates in Los Angeles, CA
- Rate.com: Compares current interest rates for various loan types, including 30-year fixed, 15-year fixed, FHA, and VA loans
- Zillow: Compares current mortgage rates
- Navy Federal Credit Union: Compares current mortgage rates and options
- U.S. Bank: Compares current mortgage rates in California
- HSBC Bank USA: Compares current mortgage rates for various loan types, including 30-year fixed, 10/6 ARM, 7/6 ARM, and 5/6 ARM
Tips
When shopping for a loan, it's important to compare offers from multiple lenders.