Posts from February 22nd, 2024

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February
22

AB-865: FINAL RESULTS

  • Feb 06, 2024

As many of you will recall the Commission has been tracking Assembly Bill-865 (formerly AB-710) since it was introduced in 2021. AB-865: Sale of agricultural products: requirements for sale is proposed legislation that would require listed produce sold in California to be produced in accordance with California's standards and policies in areas like pesticide use, wages and child labor laws. If enacted, AB-865 would require a "distributor that sells one of those agricultural products to a retailer with more than one retail location to provide to the retailer the self-attestation form received from a grower or producer." In summary, producers from other states and countries would be required to provide a self-attestation form indicating the production was done in accordance w...

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February
22

Compare current mortgage rates for today

On Thursday, February 22, 2024, the national average 30-year fixed mortgage APR is 7.30%. The average 15-year fixed mortgage APR is 6.73%, according to Bankrate's latest survey of the nation's largest mortgage lenders.

At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation for how we make money.

Showing results for: Single-family home, 30 year fixed and 5 year ARM mortgages with all points options.

Lender Rate
APR
Mo. payment
as of February 22, 2024
Visit Mutual of Omaha Mortgage site

NMLS # 1025894

5.0

6.250%

6.443%

$2,660

Visit Homefinity site

NMLS #2289 | State Lic: 279BA

4.9

6.875%

6.873%

$2,838

Visit Rocket Mortgage site

NMLS #3030

4.8
  • Numbers you can trust
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  • Unique support for first-time homebuyers

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Market Survey Rates

The rates below are intended for educational purposes. The lenders listed are not active participants in Bankrate's mortgage marketplace.

Nicolet National Bank

6.875%

6.921%

$2,838

Bank of Wisconsin Dells

7.250%

7.283%

$2,947

Community First Bank

6.625%

6.637%

$2,766

Cornerstone Community Bank

7.125%

7.136%

$2,910

Old National Bank

6.875%

6.896%

$2,838

Mortgage news this week

Mortgage rates rise across the board

Rates on some of the most popular types of mortgages ticked up the week of Feb. 21, according to Bankrate's weekly national survey of large lenders.

The average rate on a 30-year fixed mortgage rose  to 7.13 percent, up from 7.11 percent last week, while the average rate on a 15-year fixed mortgage climbed to 6.55 percent, up from 6.49 percent a week ago.

Blame inflation, which has been stubbornly resistant to the Federal Reserve's war on rising prices. The January inflation number, released Feb. 13, came in at 3.1 percent.

"The disappointing Consumer Price Index reading administered a dose of interest rate reality to investors​​ — the Fed will be slow to cut rates, and it won't happen right away," says Greg McBride, Bankrate's chief financial analyst. "This means interest rates staying higher for longer than was hoped, so bond yields and mortgage rates are recalibrating."

Learn more: Historical mortgage rates

The Fed doesn't directly set mortgage rates, but its monetary policies do influence their direction. Fixed mortgage rates move with the 10-year Treasury yield, while adjustable-rate loans more closely follow the Fed.

Learn more: How the Federal Reserve impacts mortgage rates

Expert poll: Expect a quieter week for rates


Michael Becker

Branch manager, Sierra Pacific Mortgage , White Marsh , Maryland

After mortgage rates spiked in response to the stronger employment report and the higher-than-expected inflation in the CPI report, they have settled down over the last few days. Unless there is a surprise in the release of the Fed's meeting minutes, I think mortgage rates will be flat in the coming week. - Feb. 21

Current mortgage and refinance interest rates

Product Interest Rate APR
30-Year Fixed Rate 7.28% 7.30%
20-Year Fixed Rate 7.16% 7.19%
15-Year Fixed Rate 6.70% 6.73%
10-Year Fixed Rate 6.62% 6.65%
5-1 ARM 6.16% 7.33%
10-1 ARM 6.97% 7.83%
30-Year Fixed Rate FHA 6.46% 7.14%
30-Year Fixed Rate VA 6.67% 6.79%
30-Year Fixed Rate Jumbo 7.33% 7.35%

Rates as of Thursday, February 22, 2024 at 6:30 AM

 

Learn more: Interest rate vs. APR

  • How Bankrate's rates are calculated

How to get the best mortgage rate

Getting the best possible rate on your mortgage can mean a difference of hundreds of extra dollars in or out of your budget each month — not to mention thousands saved in interest over the life of the loan. You won't know what rates you qualify for, though, unless you comparison-shop. Here's how to do it:

  1. Determine what type of mortgage is right for you. Consider your credit score and down payment, how long you plan to stay in the home, how much you can afford in monthly payments and whether you have the risk tolerance for a variable-rate loan versus a fixed-rate loan.
  2. Compare mortgage rates. There's only one way to be sure you're getting the best available rate, and that's to shop at least three lenders, including large banks, credit unions and online lenders. Bankrate offers a mortgage rates comparison tool to help you find the right rate from a variety of lenders. Keep in mind: Mortgage rates change daily, even hourly, based on market conditions, and vary by loan type and term.
  3. Choose the best mortgage offer for you. Bankrate's mortgage calculator can help you estimate your monthly mortgage payment, which can be useful as you consider your budget. Look at the APR, not just the interest rate. The APR is the total cost of the loan, including the interest rate and other fees. These fees are part of your closing costs.

Learn more: How to get a mortgage

Why compare mortgage rates?

It's been proven: Shopping with multiple lenders can save you up to $1,200 a year. Bankrate's mortgage amortization calculator shows how even a 0.1 percent difference on your rate can translate to thousands of dollars you could pay over the life of the loan.

LENDER COMPARE

Compare mortgage lenders side by side

Mortgage rates and fees can vary widely across lenders. To help you find the right one for your needs, use this tool to compare lenders based on a variety of factors. Bankrate has reviewed and partners with these lenders, and the two lenders shown first have the highest combined Bankrate Score and customer ratings. You can use the drop downs to explore beyond these lenders and find the best option for you.

Garden State Home Loans

NMLS: 473163 

State License: MB-473163  

3.6

Rating: 3.6stars out of 5
Bankrate Score
  • About the Lender

Recent Customer Reviews

Rating: 4.98 stars out of 5

5.0

562 reviews

  • Joe is the man!

    Rating: 4.39 stars out of 5
  • Outstanding experience

    Rating: 4.39 stars out of 5
Homefinity

NMLS: 2289 

State License: 4965 

4.5

Rating: 4.5stars out of 5
Bankrate Score
  • About the Lender

Recent Customer Reviews

Rating: 4.94 stars out of 5

4.9

1058 reviews

  • Seamless Refinance Experience with JT and Team

    Rating: 4.39 stars out of 5
  • Effective, Communicative and delivered

    Rating: 4.39 stars out of 5

Factors that determine your mortgage rate

Your mortgage rate depends on a number of factors, including your individual credit profile and what's happening in the broader economy. These variables include:

  • Your credit and finances: The better your credit score, the better interest rate you'll get. The same goes for the size of your down payment and the amount of debt you carry: Generally, if you have more money to put down, you'll get a lower rate. If you have additional debt, your rate might be higher.
  • Loan amount: The size of your loan can impact your rate.
  • Loan structure: Your rate varies whether you're obtaining a fixed-rate or adjustable-rate loan. It also depends on the length of the loan (for example, 30 years or 15 years).
  • Location of the property: Rates vary depending on where you're buying.
  • Whether you're a first-time homebuyer: Many first-time homebuyer loan programs include a lower-rate mortgage.
  • Economic factors: Broadly, mortgage rates are impacted by forces like the Federal Reserve, inflation and investor appetite.
  • The lender you work with: Lenders set rates based on many factors, including their own supply and demand.

Article belongs to Bankrate.com

February
22

For release:
February 16, 2024   

Tempering mortgage rates propel California home sales in January, C.A.R. reports

  • Existing, single-family home sales totaled 256,160 in January on a seasonally adjusted annualized rate, up 14.4 percent from 224,000 in December and up 5.9 percent from 241,920 in January 2023.

  • January's statewide median home price was $788,940, down 3.8 percent from December and up 5.0 percent from $751,700 in January 2023.

  • Year-to-date statewide home sales were up 5.9 percent.

  • LOS ANGELES (Feb. 16) – California existing home sales rebounded in January to the highest level in six months as mortgage rates pulled back sharply at the end of 2023, the CALIFORNIA ASSOCIATION OF REALTORS®(C.A.R.) said today.

    Infographic: https://www.car.org/Global/Infographics/2024-01-Sales-and-Price

    Closed escrow sales of existing, single-family detached homes in California totaled a seasonally adjusted annualized rate of 256,160 in January, according to information collected by C.A.R. from more than 90 local REALTOR® associations and MLSs statewide. The statewide annualized sales figure represents what would be the total number of homes sold during 2024 if sales maintained the January pace throughout the year. It is adjusted to account for seasonal factors that typically influence home sales.

    January's sales pace climbed 14.4 percent higher from the revised 224,000 homes sold in December and was up 5.9 percent from a year ago, when a revised 241,920 homes were sold on an annualized basis. While the increase in January was the first year-over-year sales gain in 31 months, the sales pace stayed below the 300,000-unit threshold for the 16th straight month and will likely stay below that level in the first quarter of 2024. With interest rates moderating sharply at the end of 2023 and leveling off nearly 100 basis points below the most recent peak, home sales should continue to grow year-over-year in February, but the improvement will be modest.

    "It's encouraging to see California's housing market kick off the year with positive sales growth in January," said C.A.R. President Melanie Barker, a Yosemite REALTOR®. "While we'll likely experience some ups and downs in home sales in the coming months as rates continue to fluctuate, the lending environment is expected to be more favorable in 2024, so the market should see more pent-up demand translate into sales."

    While California's statewide median home price decreased 3.8 percent from December's $819,740 to $788,940 in January, it registered a 5.0 year-over-year gain, the seventh straight month of annual price gains. The monthly price decline was due primarily to seasonal factors, and the January figure marked the first time in ten months that the median price dropped below the $800,000 benchmark. With mortgage rates softening since mid-October, home prices will likely maintain their upward momentum, and the market should continue to observe a mid- to single-digit, year-over-year growth rate in California's median price in at least the early part of 2024.

    "The increase in new active listings for the first time in 19 months was great news for the California housing market," said C.A.R. Senior Vice President and Chief Economist Jordan Levine. "With rates climbing back up to a two-month high earlier this week due to the latest inflation concerns, potential home sellers could hit the pause button on listing their house on the market and wait until rates begin to ease again. In general, rates are expected to decline later this year, and available inventory should slowly improve throughout 2024."    

    Other key points from C.A.R.'s January 2024 resale housing report include:

    At the regional level, sales in all major regions rose in January on a year-over-year basis, with the Central Valley region recording the largest increase of 12.5 percent from a year ago. The Far North (6.8 percent), San Francisco Bay Area (6.2 percent) and Central Coast (5.2 percent) were the other major regions posting modest sales growth of 5 percent or more from the prior year. Southern California (2.2 percent) also registered an increase from a year ago, but at a more moderate pace.

  • Fourteen of the 52 counties tracked by C.A.R. registered a sales decline from a year ago, with 7 counties dropping more than 10 percent year-over-year and four counties falling more than 20 percent from last January. Mono (-50.0 percent) registered the biggest sales dip, followed by Trinity (-33.3 percent) and Glenn (-25.0 percent). Thirty-six counties logged a sales increase from last year, with Siskiyou (72.7 percent) gaining the most year-over-year, followed by San Benito (66.7 percent) and Tuolumne (62.2 percent).
  • At the regional level, all but one major region recorded an annual increase in their median prices. The San Francisco Bay Area posted a 10.6 percent year-over-year jump. The median price in Southern California (7.0 percent), Central Valley (6.8 percent) and the Central Coast (3.5 percent) also jumped from a year ago in January, but the growth was more moderate. The Far North (-2.0 percent) was the only region of the state to record a price decline when compared to January 2023, with three of its seven counties posting price drops from a year ago.
     
  • Home prices continued to show year-over-year improvement in many counties, with 41 counties across the state registering a median price higher than what was recorded a year ago. Santa Barbara (43.8 percent) registered the biggest price increase in January, followed by Mendocino (27.0 percent) and Marin (26.9 percent). Nine counties logged median price decreases from last year, with Siskiyou dropping the most at -14.7 percent, followed by Lassen (-11.9 percent) and Glenn (-11.1 percent).
  • Unsold inventory statewide increased 28 percent on a month-over-month basis and declined from January 2023 by -8.6 percent. The Unsold Inventory Index (UII), which measures the number of months needed to sell the supply of homes on the market at the current sales rate declined from 2.5 months in December to 3.2 months in January. The index was 3.5 months in January 2023.
  • Active listings at the state level dipped again on a year-over year basis for the 10th straight month in January, but the decline was the smallest ― a sign that active listings might be heading in the right direction as the market approaches the spring homebuying season.That said, while the reprieve in mortgage rates might have provided some hope that more for-sale properties would be listed as we kick off the new year, the jump in mortgage rates in the past couple of weeks could cause potential sellers to reconsider listing their homes for sale.

  • Active listings declined from a year-ago in 35 counties in January, with 17 of them registering a double-digit decrease at the beginning of this year.Contra Costa had the biggest year-over-year dip at -36.0 percent, followed by Mono (-33.3 percent) and Santa Clara (-31.8 percent).Sixteen counties recorded a year-over-year gain, with El Dorado jumping the most with an increase of 32.0 percent from a year ago, followed by Santa Barbara (31.6 percent) and Nevada (28.9 percent).On a month-to-month basis, 34 counties recorded a drop in active listings last month while 18 counties recorded a monthly increase in for-sale properties in January with active listings in Shasta (143.6 percent) more than doubled.
     
  • New active listings at the state level increased from a year ago for the first time in 19 months, and the annual increase was the largest since May 2022. The jump in new active listings contributed to an improvement in overall active listings, and the sharp drop in rates at the end of 2023 was likely the motivating factor that convinced more homeowners to sell their homes.
  • The median number of days it took to sell a California single-family home was 32 days in January and 39 days in January 2023.
  • C.A.R.'s statewide sales-price-to-list-price ratio* was 98.9 percent in January 2023 and 96.5 percent in January 2023.
     
  • The statewide average price per square foot** for an existing single-family home was $386, up from $370 in January a year ago.
     
  • The 30-year, fixed-mortgage interest rate averaged 6.64 percent in January, up from 6.27 percent in January 2023, according to C.A.R.'s calculations based on Freddie Mac's weekly mortgage survey data.

Note:  The County MLS median price and sales data in the tables are generated from a survey of more than 90 associations of REALTORS® throughout the state and represent statistics of existing single-family detached homes only. County sales data is not adjusted to account for seasonal factors that can influence home sales. Movements in sales prices should not be interpreted as changes in the cost of a standard home. The median price is where half sold for more and half sold for less; medians are more typical than average prices, which are skewed by a relatively small share of transactions at either the lower end or the upper end. Median prices can be influenced by changes in cost, as well as changes in the characteristics and the size of homes sold. The change in median prices should not be construed as actual price changes in specific homes.

*Sales-to-list-price ratio is an indicator that reflects the negotiation power of home buyers and home sellers under current market conditions. The ratio is calculated by dividing the final sales price of a property by its original list price and is expressed as a percentage. A sales-to-list ratio with 100 percent or above suggests that the property sold for more than the list price, and a ratio below 100 percent indicates that the price sold below the asking price.

**Price per square foot is a measure commonly used by real estate agents and brokers to determine how much a square foot of space a buyer will pay for a property. It is calculated as the sale price of the home divided by the number of finished square feet. C.A.R. currently tracks price-per-square foot statistics for 51 counties.

Leading the way…® in California real estate for more than 117 years, the CALIFORNIA ASSOCIATION OF REALTORS® (www.car.org) is one of the largest state trade organizations in the United States with more than 200,000 members dedicated to the advancement of professionalism in real estate. C.A.R. is headquartered in Los Angeles.

# # #

January 2023 County Sales and Price Activity
(Regional and condo sales data not seasonally adjusted)

 

January 2024

Median Sold Price of Existing Single-Family Homes

Sales

State/Region/County

Jan.

2024

Dec.

2023

 

Jan.

2023

 

Price MTM% Chg

Price YTY% Chg

Sales MTM% Chg

Sales YTY% Chg

Calif. Single-family homes

$788,940

$819,740

 

$751,700

r

-3.8%

5.0%

14.4%

5.9%

Calif. Condo/Townhomes

$630,000

$635,000

 

$580,000

 

-0.8%

8.6%

-7.8%

14.2%

Los Angeles Metro Area

$750,000

$760,000

 

$700,000

 

-1.3%

7.1%

-14.6%

2.8%

Central Coast

$926,000

$979,500

 

$894,500

 

-5.5%

3.5%

-11.3%

5.2%

Central Valley

$460,000

$462,000

 

$430,750

r

-0.4%

6.8%

-9.2%

12.5%

Far North

$361,500

$364,500

 

$369,000

r

-0.8%

-2.0%

-6.9%

6.8%

Inland Empire

$559,280

$570,000

 

$540,000

 

-1.9%

3.6%

-12.1%

5.3%

San Francisco Bay Area

$1,100,000

$1,182,000

 

$995,000

r

-6.9%

10.6%

-24.3%

6.2%

Southern California

$790,000

$790,000

 

$738,250

 

0.0%

7.0%

-12.2%

2.2%

 

 

 

 

 

 

 

 

 

 

San Francisco Bay Area

 

 

 

 

 

 

 

 

 

Alameda

$1,103,000

$1,175,000

 

$1,015,000

r

-6.1%

8.7%

-33.6%

-10.7%

Contra Costa

$770,000

$800,000

 

$725,000

r

-3.8%

6.2%

-17.0%

8.7%

Marin

$1,524,500

$1,555,000

 

$1,201,000

 

-2.0%

26.9%

-38.3%

56.8%

Napa

$989,500

$925,000

 

$790,000

 

7.0%

25.3%

-30.6%

3.0%

San Francisco

$1,530,000

$1,450,000

 

$1,385,000

 

5.5%

10.5%

-20.5%

-5.1%

San Mateo

$1,975,000

$1,800,000

 

$1,625,000

 

9.7%

21.5%

-45.7%

-7.0%

Santa Clara

$1,710,440

$1,725,000

 

$1,530,000

 

-0.8%

11.8%

-22.8%

19.7%

Solano

$575,000

$562,000

 

$580,000

 

2.3%

-0.9%

2.0%

11.5%

Sonoma

$829,900

$812,930

 

$781,930

 

2.1%

6.1%

-19.0%

15.1%

Southern California

 

 

 

 

 

 

 

 

 

Los Angeles

$833,000

$853,340

 

$778,540

 

-2.4%

7.0%

-17.1%

0.8%

Orange

$1,320,000

$1,300,000

 

$1,194,500

 

1.5%

10.5%

-14.8%

-1.0%

Riverside

$610,000

$607,500

 

$585,000

 

0.4%

4.3%

-9.7%

-0.1%

San Bernardino

$477,500

$506,000

 

$446,900

 

-5.6%

6.8%

-15.9%

15.6%

San Diego

$925,000

$911,500

 

$824,900

r

1.5%

12.1%

-0.9%

0.0%

Ventura

$870,000

$882,500

 

$815,000

 

-1.4%

6.7%

-10.0%

15.8%

Central Coast

 

 

 

 

 

 

 

 

 

Monterey

$825,000

$929,000

 

$850,000

 

-11.2%

-2.9%

-9.7%

-4.1%

San Luis Obispo

$910,000

$956,000

 

$795,750

 

-4.8%

14.4%

-8.3%

28.7%

Santa Barbara

$1,280,000

$1,190,000

 

$890,000

 

7.6%

43.8%

-1.7%

1.8%

Santa Cruz

$1,190,000

$1,050,000

 

$1,170,000

 

13.3%

1.7%

-32.1%

-9.8%

Central Valley

 

 

 

 

 

 

 

 

 

Fresno

$406,000

$397,000

 

$375,000

 

2.3%

8.3%

-9.6%

15.5%

Glenn

$349,000

$349,500

 

$392,500

 

-0.1%

-11.1%

-47.1%

-25.0%

Kern

$375,000

$374,180

 

$357,500

 

0.2%

4.9%

6.4%

4.0%

Kings

$365,000

$380,000

 

$365,000

 

-3.9%

0.0%

-31.0%

-7.5%

Madera

$466,080

$410,500

 

$387,460

 

13.5%

20.3%

-41.9%

28.4%

Merced

$380,000

$385,000

 

$369,000

 

-1.3%

3.0%

15.1%

45.2%

Placer

$620,000

$633,020

 

$620,000

r

-2.1%

0.0%

-14.8%

13.8%

Sacramento

$515,000

$535,000

 

$499,000

r

-3.7%

3.2%

-10.8%

5.5%

San Benito

$760,000

$789,890

 

$719,000

 

-3.8%

5.7%

-9.1%

66.7%

San Joaquin

$530,000

$530,000

 

$509,900

r

0.0%

3.9%

-2.2%

21.9%

Stanislaus

$450,000

$462,500

 

$410,000

r

-2.7%

9.8%

3.8%

24.6%

Tulare

$349,000

$362,000

 

$332,720

 

-3.6%

4.9%

-11.0%

3.2%

Far North

 

 

 

 

 

 

 

 

 

Butte

$390,000

$418,000

 

$410,000

 

-6.7%

-4.9%

-18.3%

-14.7%

Lassen

$229,000

$272,500

 

$260,000

 

-16.0%

-11.9%

-68.2%

-22.2%

Plumas

$363,620

$360,000

 

$350,000

 

1.0%

3.9%

0.0%

54.5%

Shasta

$395,000

$355,760

 

$373,750

 

11.0%

5.7%

11.6%

11.6%

Siskiyou

$329,000

$331,500

 

$385,860

 

-0.8%

-14.7%

-32.1%

72.7%

Tehama

$340,000

$305,000

 

$314,900

 

11.5%

8.0%

18.2%

4.0%

Trinity

$402,500

$287,000

 

$380,000

 

40.2%

5.9%

-66.7%

-33.3%

Other Calif. Counties

 

 

 

 

 

 

 

 

 

Amador

$444,500

$415,000

 

$399,000

r

7.1%

11.4%

40.7%

22.6%

Calaveras

$434,500

$437,500

 

$455,000

 

-0.7%

-4.5%

29.4%

7.3%

Del Norte

$295,000

$487,000

 

$300,000

 

-39.4%

-1.7%

-25.0%

28.6%

El Dorado

$650,000

$660,000

 

$575,000

r

-1.5%

13.0%

-9.2%

25.3%

Humboldt

$410,000

$425,000

 

$395,000

 

-3.5%

3.8%

-42.6%

5.9%

Lake

$325,000

$315,000

 

$310,000

 

3.2%

4.8%

21.6%

4.7%

Mariposa

$431,500

$442,000

 

$372,500

 

-2.4%

15.8%

-25.0%

0.0%

Mendocino

$494,000

$599,000

 

$389,000

 

-17.5%

27.0%

68.0%

55.6%

Mono

$1,304,500

$1,052,500

 

$1,125,500

 

23.9%

15.9%

-66.7%

-50.0%

Nevada

$525,000

$537,000

 

$470,000

 

-2.2%

11.7%

-22.7%

31.6%

Sutter

$435,000

$429,500

 

$395,000

r

1.3%

10.1%

-14.3%

-16.3%

Tuolumne

$360,750

$444,000

 

$388,000

 

-18.8%

-7.0%

5.3%

62.2%

Yolo

$600,360

$630,000

 

$530,000

r

-4.7%

13.3%

13.4%

40.7%

Yuba

$455,000

$440,000

 

$425,000

 

3.4%

7.1%

7.0%

9.5%

r = revised

  

January 2023 County Unsold Inventory and Days on Market
(Regional and condo sales data not seasonally adjusted)

January 2024

Unsold Inventory Index

Median Time on Market

State/Region/County

Jan.

2024

Dec.

2023

 

Jan.

2023

 

Jan.

2024

Dec.

2023

 

Jan.

2023

 

Calif. Single-family homes

3.2

2.5

 

3.5

r

32.0

26.0

 

39.0

r

Calif. Condo/Townhomes

3.2

2.5

 

3.5

 

31.0

27.0

 

36.0

r

Los Angeles Metro Area

3.4

2.7

 

3.8

 

32.0

27.0

 

41.0

r

Central Coast

3.6

3.0

 

3.5

 

29.0

19.0

 

33.0

r

Central Valley

3.1

2.6

 

3.5

r

30.0

25.0

 

39.0

r

Far North

4.6

3.2

 

4.9

r

43.0

37.0

 

50.0

r

Inland Empire

4.0

3.3

 

4.4

 

40.0

34.0

 

46.0

r

San Francisco Bay Area

2.3

1.5

 

2.6

r

31.0

23.0

 

33.0

r

Southern California

3.2

2.6

 

3.6

 

30.0

26.0

 

39.0

r

 

 

 

 

 

 

 

 

 

 

 

San Francisco Bay Area

 

 

 

 

 

 

 

 

 

 

Alameda

1.9

0.9

 

2.0

r

19.0

15.0

 

27.0

r

Contra Costa

1.7

1.2

 

2.4

r

28.5

18.0

 

31.0

r

Marin

2.5

1.5

 

4.5

 

57.5

66.0

 

72.0

 

Napa

6.0

4.1

 

5.9

 

104.0

85.0

 

84.0

 

San Francisco

2.8

1.5

 

2.9

 

85.0

48.0

 

49.5

r

San Mateo

2.7

1.1

 

2.4

 

17.5

17.0

 

22.0

 

Santa Clara

1.8

1.1

 

2.5

 

11.0

12.0

 

22.5

 

Solano

2.7

2.9

 

2.9

 

49.0

45.0

 

58.0

 

Sonoma

3.1

2.5

 

3.3

 

65.0

61.5

 

43.5

 

Southern California

 

 

 

 

 

 

 

 

 

 

Los Angeles

3.2

2.6

 

3.7

 

28.0

23.0

 

37.0

r

Orange

2.7

2.0

 

3.1

 

28.0

24.0

 

41.0

r

Riverside

4.0

3.3

 

4.3

 

40.0

32.0

 

45.0

r

San Bernardino

3.9

3.3

 

4.7

 

40.0

38.0

 

47.0

r

San Diego

2.6

2.2

 

2.7

 

21.5

18.0

 

32.0

r

Ventura

2.9

2.4

 

3.4

 

37.0

37.0

 

41.0

r

Central Coast

 

 

 

 

 

 

 

 

 

 

Monterey

3.9

3.2

 

3.9

 

29.0

14.0

 

33.0

 

San Luis Obispo

3.6

3.1

 

4.3

 

31.0

27.0

 

41.0

r

Santa Barbara

3.5

3.2

 

2.6

 

21.5

14.5

 

18.5

 

Santa Cruz

3.6

2.2

 

3.3

 

40.0

24.0

 

35.0

 

Central Valley

 

 

 

 

 

 

 

 

 

 

Fresno

3.5

3.1

 

4.2

 

31.0

21.0

 

36.0

r

Glenn

4.3

1.9

 

2.9

 

10.0

54.0

 

36.5

r

Kern

2.8

2.8

 

3.1

 

24.0

19.0

 

32.5

 

Kings

3.6

2.2

 

3.5

 

22.0

42.0

 

53.0

 

Madera

6.5

3.5

 

7.2

 

52.5

30.0

 

38.0

r

Merced

3.2

3.2

 

4.4

 

47.0

36.0

 

47.5

r

Placer

3.0

2.4

 

3.8

r

35.0

33.0

 

43.0

r

Sacramento

2.4

2.0

 

2.7

r

26.0

27.0

 

39.5

r

San Benito

3.7

3.0

 

5.6

 

55.5

39.0

 

27.5

 

San Joaquin

2.6

2.4

 

2.9

r

31.5

22.0

 

46.0

r

Stanislaus

2.7

2.7

 

3.3

r

31.0

19.0

 

36.0

r

Tulare

3.7

3.0

 

3.8

 

28.0

26.0

 

34.5

 

Far North

 

 

 

 

 

 

 

 

 

 

Butte

3.8

3.1

 

3.9

 

29.0

27.0

 

50.0

r

Lassen

13.1

4.2

 

10.9

 

41.0

47.0

 

128.0

 

Plumas

4.2

4.9

 

6.9

 

89.0

102.0

 

85.0

r

Shasta

3.6

1.6

 

4.2

 

37.0

33.5

 

41.5

 

Siskiyou

8.4

6.1

 

13.2

 

27.0

37.5

 

134.0

r

Tehama

4.0

5.0

 

5.8

 

69.0

83.5

 

66.0

 

Trinity

43.0

14.2

 

NA

 

258.0

139.5

 

33.0

 

Other Calif. Counties

 

 

 

 

 

 

 

 

 

 

Amador

4.3

6.6

 

4.6

r

64.0

34.0

 

58.0

r

Calaveras

4.0

5.2

 

4.4

 

54.5

69.5

 

81.0

 

Del Norte

9.2

7.3

 

10.1

 

38.0

69.0

 

63.0

r

El Dorado

4.7

3.2

 

4.4

 

58.5

50.0

 

51.0

r

Humboldt

7.7

4.1

 

6.8

 

30.5

37.5

 

24.0

 

Lake

7.3

8.8

 

6.4

 

93.0

55.0

 

59.0

r

Mariposa

6.2

4.8

 

5.4

 

71.5

31.0

 

65.5

r

Mendocino

6.4

11.7

 

8.4

 

96.0

109.0

 

131.0

 

Mono

9.5

2.8

 

6.3

 

21.5

71.5

 

160.5

 

Nevada

3.6

2.7

 

3.9

 

50.0

53.0

 

50.0

r

Sutter

2.6

2.4

 

2.8

 

16.0

28.0

 

40.0

r

Tuolumne

3.2

3.9

 

5.2

 

55.5

48.0

 

66.0

r

Yolo

2.6

2.7

 

3.0

r

40.5

34.0

 

44.5

r

Yuba

4.2

4.7

 

4.9

r

57.0

36.0

 

45.5

r

r = revised

 

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