Over the weekend, Tropical Storm Hilary surpassed daily rainfall records across Southern California, leading to flooding, mudflows, blocked and inaccessible roads and highways, school closures, and power outages in some areas.

California Insurance Commissioner Lara has provided insurance information for those affected by Tropical Storm Hilary.

If your property has been damaged due to the storm, the Dept. of Insurance advises you to file a claim with your insurance company. If you are unsure whether the damage is covered, contact your insurance company, agent or broker.

Most homeowners' and commercial insurance policies include wind and storm damage. Damage caused from fallen trees also is generally covered under all standard homeowner policies. The Dept. of Insurance also has posted a fact sheet to answer questions about what policies cover.

C.A.R. also has a list of disaster resource information, with links and phone numbers for emergency funds and housing support, medical aid, recovering and rebuilding, legal and financial assistance, insurance-related issues, and prevention and planning,

Additionally, C.A.R.'s Disaster Relief Fund is available to provide grants to REALTORS®, employees of REALTORS® and association staff who have incurred losses due to natural disasters. Grant applications are available here.

August 21, 2023