On Thursday, August 03, 2023, the national average 30-year fixed mortgage APR is 7.34%. The national average 30-year fixed refinance APR is 7.47%, according to Bankrate's latest survey of the nation's largest mortgage lenders.
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Showing results for: Single-family home, 30 year fixed and 5 year ARM mortgages with all points options.
| Lender | Rate | APR | Mo. payment | as of August 3, 2023 |
|---|---|---|---|---|
|
5.999% 30 year fixed refinance |
6.199% |
$2,158 |
Next | |
|
6.000% 5/6 ARM refinance |
7.306% |
$2,158 |
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|
6.105% 30 year fixed refinance |
6.314% |
$2,183 |
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|
6.500% 30 year fixed refinance |
6.712% |
$2,275 |
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|
6.590% 30 year fixed refinance |
6.775% |
$2,297 |
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|
6.625% 5/6 ARM refinance |
7.708% |
$2,305 |
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|
Market Survey Rates The rates below are intended for educational purposes. The lenders listed are not active participants in Bankrate's mortgage marketplace. |
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|
Star One Credit Union |
5.875% 5/1 ARM refinance |
7.839% |
$2,130 |
|
|
Schools First FCU |
7.000% 30 year fixed refinance |
7.027% |
$2,395 |
|
|
Star One Credit Union |
6.625% 30 year fixed refinance |
6.628% |
$2,305 |
|
|
Schools First FCU |
6.000% 5/1 ARM refinance |
8.112% |
$2,158 |
|
|
Bank of the West |
8.250% 30 year fixed refinance |
8.274% |
$2,705 |
|