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Uncategorized | 832 Posts
August
3

California Mortgage and Refinance Rates

On Thursday, August 03, 2023, the national average 30-year fixed mortgage APR is 7.34%. The national average 30-year fixed refinance APR is 7.47%, according to Bankrate's latest survey of the nation's largest mortgage lenders.

At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation for how we make money.

Showing results for: Single-family home, 30 year fixed and 5 year ARM mortgages with all points options.

Lender Rate
APR
Mo. payment
as of August 3, 2023
Visit Optimum First Mortgage Inc. site

NMLS #240415 | State Lic: 01525044

5.0

5.999%

6.199%

$2,158

Visit Watermark Home Loans site

NMLS #1838 | State Lic: CFL Lic 603J352

4.9

6.000%

7.306%

$2,158

Visit Watermark Home Loans site

NMLS #1838 | State Lic: CFL Lic 603J352

4.9

6.105%

6.314%

$2,183

Visit WesLend Financial site

NMLS #3304

5.0

6.500%

6.712%

$2,275

Visit Mortgage Passport site

NMLS #449401

4.9

6.590%

6.775%

$2,297

Visit WesLend Financial site

NMLS #3304

5.0

6.625%

7.708%

$2,305

Market Survey Rates

The rates below are intended for educational purposes. The lenders listed are not active participants in Bankrate's mortgage marketplace.

Star One Credit Union

5.875%

7.839%

$2,130

Schools First FCU

7.000%

7.027%

$2,395

Star One Credit Union

6.625%

6.628%

$2,305

Schools First FCU

6.000%

8.112%

$2,158

Bank of the West

8.250%

8.274%

$2,705

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