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Uncategorized | 818 Posts
December
2

As of Friday, December 2, 2022, current rates in California are 6.49% for a 30-year fixed and 5.89% for a 15-year fixed.

We'll help you find California mortgage and refinances from top partners that are well below the national average. Compare, apply, and start saving today.

At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation for how we make money.

Showing results for: Single-family home, 30 year fixed and 5 year ARM mortgages with all points options.

Lender Rate
APR
Upfront costs
Mo. payment
as of December 2, 2022
Visit Optimum First Mortgage Inc. site

NMLS #240415 | State Lic: 01525044

5.0

5.125%

6.352%

$1,742

Visit Blue Sky Financial, LLC site

NMLS #1954591

4.9

5.250%

5.445%

$1,767

Visit Optimum First Mortgage Inc. site

NMLS #240415 | State Lic: 01525044

5.0

5.250%

5.450%

$1,767

Visit Blue Spot Home Loans site

NMLS #3001

4.9

5.874%

5.874%

$1,893

Visit Optimum First Mortgage Inc. site

NMLS #240415 | State Lic: 01525044

5.0

5.125%

6.352%

$1,742

Visit GO Mortgage site

NMLS #6591

4.9

5.175%

5.377%

$1,753

Visit Blue Sky Financial, LLC site

NMLS #1954591

4.9

5.250%

5.445%

$1,767

Visit Optimum First Mortgage Inc. site

NMLS #240415 | State Lic: 01525044

5.0

5.250%

5.450%

$1,767

Visit WesLend Financial site

NMLS #3304

5.375%

5.545%

$1,792

Visit Direct Home Lending site

NMLS #274058 | State Lic: 01823534

4.8

5.375%

5.532%

$1,792

Visit Sage Mortgage site

NMLS #1374724 | State Lic: 60DBO87037

4.8

5.375%

5.591%

$1,792

Visit AmeriSave Mortgage Corporation site

NMLS #1168

3.9

5.500%

5.636%

$1,817

Visit Mortgage Passport site

NMLS #449401

4.9

5.490%

5.668%

$1,815

Visit Blue Spot Home Loans site

NMLS #3001

4.9

5.874%

5.874%

$1,893

Visit Allied Mortgage Group, Inc. site

NMLS #1067 | State Lic: 6038575

4.9

5.875%

5.933%

$1,893

Visit Direct Home Lending site

NMLS #274058 | State Lic: 01823534

4.8

5.875%

6.299%

$1,893

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