As of Friday, December 2, 2022, current rates in California are 6.49% for a 30-year fixed and 5.89% for a 15-year fixed.
We'll help you find California mortgage and refinances from top partners that are well below the national average. Compare, apply, and start saving today.
At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation for how we make money.
Showing results for: Single-family home, 30 year fixed and 5 year ARM mortgages with all points options.
| Lender | Rate | APR | Upfront costs | Mo. payment | as of December 2, 2022 |
|---|---|---|---|---|---|
|
5.125% 5/6 ARM refinance |
6.352% |
|
$1,742 |
Next | |
|
5.250% 30 year fixed refinance |
5.445% |
|
$1,767 |
Next | |
|
5.250% 30 year fixed refinance |
5.450% |
|
$1,767 |
Next | |
|
5.874% 30 year fixed refinance |
5.874% |
|
$1,893 |
Next | |
|
5.125% 5/6 ARM refinance |
6.352% |
|
$1,742 |
Next | |
|
5.175% 30 year fixed refinance |
5.377% |
|
$1,753 |
Next | |
|
5.250% 30 year fixed refinance |
5.445% |
|
$1,767 |
Next | |
|
5.250% 30 year fixed refinance |
5.450% |
|
$1,767 |
Next | |
|
5.375% 30 year fixed refinance |
5.545% |
|
$1,792 |
Next | |
|
5.375% 30 year fixed refinance |
5.532% |
|
$1,792 |
Next | |
|
5.375% 30 year fixed refinance |
5.591% |
|
$1,792 |
Next | |
|
5.500% 30 year fixed refinance |
5.636% |
|
$1,817 |
Next | |
|
5.490% 30 year fixed refinance |
5.668% |
|
$1,815 |
Next | |
|
5.874% 30 year fixed refinance |
5.874% |
|
$1,893 |
Next | |
|
5.875% 30 year fixed refinance |
5.933% |
|
$1,893 |
Next | |
|
5.875% 5/6 ARM refinance |
6.299% |
|
$1,893 |
Next |