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Uncategorized | 344 Posts
September
20

As of Tuesday, September 20, 2022, current rates in California are 6.38% for a 30-year fixed and 5.64% for a 15-year fixed.

We'll help you findĀ California mortgage and refinances from top partners that are well below the national average. Compare, apply, and start saving today.

At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation for how we make money.

Showing results for: Single-family home, 30 year fixed and 15 year fixed mortgages with all points options.

Lender Rate
APR
Upfront costs
Mo. payment
as of September 20, 2022
Visit Watermark Home Loans site

NMLS #1838 | State Lic: CFL Lic 603J352

4.9

4.500%

4.787%

$4,590

Visit Blue Spot Home Loans site

NMLS #3001

4.9

4.625%

4.891%

$4,628

Visit Optimum First Mortgage Inc. site

NMLS #240415 | State Lic: 01525044

5.0

4.625%

4.910%

$4,628

Visit AimLoan.com site

NMLS #2890 | State Lic: 413-0477

4.2

4.625%

4.934%

$4,628

Visit Blue Sky Financial, LLC site

NMLS #1954591

4.9

4.750%

5.042%

$4,667

Visit Home.com site

NMLS #2289 | State Lic: 41DBO-78367

4.9

5.250%

5.255%

$4,823

Visit loanDepot site

NMLS #174457

3.7

5.250%

5.596%

$4,823

Visit Watermark Home Loans site

NMLS #1838 | State Lic: CFL Lic 603J352

4.9

5.250%

5.444%

$3,313

Visit Blue Spot Home Loans site

NMLS #3001

4.9

5.490%

5.650%

$3,403

Visit AimLoan.com site

NMLS #2890 | State Lic: 413-0477

4.2

5.500%

5.663%

$3,407

Visit Optimum First Mortgage Inc. site

NMLS #240415 | State Lic: 01525044

5.0

5.500%

5.685%

$3,407

Visit Blue Sky Financial, LLC site

NMLS #1954591

4.9

5.625%

5.794%

$3,454

Visit Home.com site

NMLS #2289 | State Lic: 41DBO-78367

4.9

6.125%

6.125%

$3,646

Visit loanDepot site

NMLS #174457

3.7

6.125%

6.307%

$3,646

Visit Mortgage Passport site

NMLS #449401

4.9

4.390%

4.652%

$4,556

Visit Watermark Home Loans site

NMLS #1838 | State Lic: CFL Lic 603J352

4.9

4.500%

4.787%

$4,590

Visit Revolution Mortgage site

NMLS #1686046

4.8

4.500%

4.797%

$4,590

Visit Blue Spot Home Loans site

NMLS #3001

4.9

4.625%

4.891%

$4,628

Visit Optimum First Mortgage Inc. site

NMLS #240415 | State Lic: 01525044

5.0

4.625%

4.910%

$4,628

Visit AimLoan.com site

NMLS #2890 | State Lic: 413-0477

4.2

4.625%

4.934%

$4,628

Visit New American Funding site

NMLS #6606

4.3

4.600%

4.954%

$4,621

Visit NationsChoice Mortgage site

NMLS #164626 | State Lic: 4130556

4.8

4.615%

4.958%

$4,625

Visit Blue Sky Financial, LLC site

NMLS #1954591

4.9

4.750%

5.042%

$4,667

Visit AmeriSave Mortgage Corporation site

NMLS #1168

3.9

4.750%

5.051%

$4,667

Visit Rate Rabbit Home Loans site

NMLS #664689

4.8

4.750%

5.060%

$4,667

Visit First Rate Mortgage site

NMLS #30998

5.0

4.750%

5.066%

$4,667

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