California Mortgage and Refinance Rates

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California Mortgage and Refinance Rates

September 20th, 2022 by Samee Foster

As of Tuesday, September 20, 2022, current rates in California are 6.38% for a 30-year fixed and 5.64% for a 15-year fixed.

We'll help you find California mortgage and refinances from top partners that are well below the national average. Compare, apply, and start saving today.

At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation for how we make money.

Showing results for: Single-family home, 30 year fixed and 15 year fixed mortgages with all points options.

Lender	Rate	APR	Mo. payment	as of September 20, 2022
NMLS #1838 \| State Lic: CFL Lic 603J352 4.9	4.500% 15 year fixed refinance	4.787%	$4,590	Next
NMLS #3001 4.9 (877) 409-7562	4.625% 15 year fixed refinance	4.891%	$4,628	Next
NMLS #240415 \| State Lic: 01525044 5.0	4.625% 15 year fixed refinance	4.910%	$4,628	Next
NMLS #2890 \| State Lic: 413-0477 4.2 (844) 365-0703	4.625% 15 year fixed refinance	4.934%	$4,628	Next
NMLS #1954591 4.9	4.750% 15 year fixed refinance	5.042%	$4,667	Next
NMLS #2289 \| State Lic: 41DBO-78367 4.9 (877) 410-3984	5.250% 15 year fixed refinance	5.255%	$4,823	Next
NMLS #174457 3.7 (877) 387-0918	5.250% 15 year fixed refinance	5.596%	$4,823	Next
NMLS #1838 \| State Lic: CFL Lic 603J352 4.9	5.250% 30 year fixed refinance	5.444%	$3,313	Next
NMLS #3001 4.9 (877) 409-7562	5.490% 30 year fixed refinance	5.650%	$3,403	Next
NMLS #2890 \| State Lic: 413-0477 4.2 (844) 365-0703	5.500% 30 year fixed refinance	5.663%	$3,407	Next
NMLS #240415 \| State Lic: 01525044 5.0	5.500% 30 year fixed refinance	5.685%	$3,407	Next
NMLS #1954591 4.9	5.625% 30 year fixed refinance	5.794%	$3,454	Next
NMLS #2289 \| State Lic: 41DBO-78367 4.9 (877) 410-3984	6.125% 30 year fixed refinance	6.125%	$3,646	Next
NMLS #174457 3.7 (877) 387-0918	6.125% 30 year fixed refinance	6.307%	$3,646	Next
NMLS #449401 4.9 (844) 392-7953	4.390% 15 year fixed refinance	4.652%	$4,556	Next
NMLS #1838 \| State Lic: CFL Lic 603J352 4.9	4.500% 15 year fixed refinance	4.787%	$4,590	Next
NMLS #1686046 4.8	4.500% 15 year fixed refinance	4.797%	$4,590	Next
NMLS #3001 4.9 (877) 409-7562	4.625% 15 year fixed refinance	4.891%	$4,628	Next
NMLS #240415 \| State Lic: 01525044 5.0	4.625% 15 year fixed refinance	4.910%	$4,628	Next
NMLS #2890 \| State Lic: 413-0477 4.2 (844) 365-0703	4.625% 15 year fixed refinance	4.934%	$4,628	Next
NMLS #6606 4.3	4.600% 15 year fixed refinance	4.954%	$4,621	Next
NMLS #164626 \| State Lic: 4130556 4.8 (877) 388-3956	4.615% 15 year fixed refinance	4.958%	$4,625	Next
NMLS #1954591 4.9	4.750% 15 year fixed refinance	5.042%	$4,667	Next
NMLS #1168 3.9 (844) 413-3622	4.750% 15 year fixed refinance	5.051%	$4,667	Next
NMLS #664689 4.8	4.750% 15 year fixed refinance	5.060%	$4,667	Next
NMLS #30998 5.0 (877) 387-6112	4.750% 15 year fixed refinance	5.066%	$4,667	Next

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