Posts from March 2022
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March
23
23
CAC LAUNCHES SUSTAINABILITY WEBPAGE
CAC LAUNCHES SUSTAINABILITY WEBPAGE
The California Avocado Commission has launched a webpage to showcase the sustainability practices of California avocado growers. The information illustrates how California avocado growers are good stewards of the land as well as contributing members of their communities. The Commission's consumer website, CaliforniaAvocado.com, now includes a section called "California Avocado Sustainability" where website visitors can learn about the four pillars of California avocado sustainability: environmentally friendly farming, worker well-being, healthy communities and economic viability.
The website explains that California avocado growers farm under robust federal and state requirements...
March
21
21
Marketplace Lender's Lawsuit Against California DFPI Challenges "True Lender" Recharacterization
Marketplace lender Opportunity Financial, LLC ("OppFi") has gone on the offensive against the California Department of Financial Protection and Innovation ("DFPI") to protect its bank partnership program against challenge on a "true lender" theory. On March 7, 2022, OppFi filed suit against the DFPI to ask the state court to declare that FinWise Bank, a Utah-chartered bank, is the true lender of loans facilitated through OppFi's online platform and funded by the bank.
The suit arises in response to the DFPI's threat of an enforcement action against OppFi on the basis that OppFi is the true lender of program loans instead of OppFi's partnering bank. A successful true lender challenge by the...
March
21
21