Posts with tag 'homes'
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November
13
13
Current rates
Current rates vary, but as of November 13, 2025, a 30-year fixed mortgage is around 6.29% to 6.375% and a 15-year fixed mortgage is approximately 5.64% to 5.885%. Rates are subject to change based on the lender, loan type, and individual borrower's qualifications.
November
13
13
C.A.R. backs expansion of assumable mortgages to boost housing affordability and inventory
November 13, 2025
C.A.R. backs expansion of assumable mortgages to boost housing affordability and inventory
LOS ANGELES (Nov. 13) – The CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.) today issued the following statement in response to the Federal Housing Finance Agency's proposal to allow homebuyers to assume Fannie Mae and Freddie Mac backed fixed-rate mortgages:
"The CALIFORNIA ASSOCIATION OF REALTORS® supports allowing Fannie Mae and Freddie Mac to permit the assumption of fixed-rate mortgages by qualified buyers. As mortgage rates have risen sharply in recent years, assumable loans could play a key role in unlocking housing opportunities for buyers. By allowing buyers to take over a seller's existing low-rate mortgage, these loans can ease financial pressure and make homeownership more attainable."
Currently, F...
November
6
6
DFPI Secures $2.3 Million In Penalties and Borrower Refunds From Caliber Home Loans for Overcharging Thousands of California Borrowers
SACRAMENTO, CA – The California Department of Financial Protection and Innovation (DFPI) has reached a $2.3 million settlement with former mortgage lender and servicer Caliber Home Loans, Inc. (Caliber), following findings that the company overcharged thousands of California borrowers, in violation of state financial regulations.
As part of a settlement, Caliber, headquartered in Coppell, Texas, will pay $1.8 million in penalties and has refunded more than $550,000 to impacted California consumers. In addition, the company will surrender its California Financing Law license and its California Residential Mortgage Lender and Servicer license.
"This penalty holds Caliber accountable and returns interest to California borrowers. It is an example of DFPI's strong regulatory oversight in California's mortgage industry a...