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December
29

CHICKEN ADOBO AND CALIFORNIA AVOCADO FRIED RICE TOPPED WITH PICKLED VEGETABLES

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December
27

With these four immune-boosting foods, you can keep your immunity up without sacrificing nutrition. These foods form the core of my daily diet. This year, more than ever, I want to work with my immune system to keep my body at its peak performance no matter what. Staying healthy is more than just a lean, strong body ― it's about being ready for whatever is thrown your way! Stress affects our immune system. And, while I can't always change the stressors in my life, I love that I can eat to improve my immune response to outside pressure. As a nutritionist, you'll always find these "fab four" in my kitchen or pantry.

Apples: Apples contain a variety of phytochemicals including quercetin (13.2 mg/100 g fruit, on average), a compound that may protect against the flu virus. And studies have linked the consumption of apples to the reduced risk of some cancers, cardiovascular disease, asthma and diabetes. The best way to eat an apple is raw and with the skin. Because the skin contains a greater amount of nutrients than the flesh be sure to thoroughly wash the skin. If you cook apples, leave the skin on as the peel helps to hold onto more of the nutrients. I love this recipe for Kale Salad with California Avocado – apples pair wonderfully with kale's natural bitterness for a deliciously filling salad!

kale salad with california avocado

Avocados: I recommend California Avocados to my clients as they have the good fats that love you back! When you have a beautiful plate of greens, the healthy fats in avocados serve as a "nutrient booster" by helping increase the of absorption of fat-soluble nutrients like vitamins A, D, K and E. California Avocados contain 4% DV Vitamin C, an antioxidant that may contribute to healthy immune function. There are so many ways to add California Avocados to your day, any time of day ― like topping a salad, grain bowl, or veggie dish, or adding to a smoothie or smoothie bowl.

Just one serving ― one-third of a medium avocado (50 g) ― contains 6% of the daily value for Vitamin E. Vitamin E is an antioxidant, which the body needs to keep your immune system strong in the fight against bacteria and viruses.

I also have to add that one of the reasons I love California Avocados is because of the care that growers put into every single avocado. California Avocado growers put care into how their trees are nurtured, planted and harvested, and work to keep the land they grow on sustainable and fruitful for generations to come.

I recommend this heart-healthy superfood because the antioxidants, vitamins C and E, in avocados may help boost immunity. You can also pickle avocados, and they are quite delicious eaten this way. Or you could whip up a fruity avocado smoothie bowl with dark leafy greens. For me, I treat avocados as nature's plant-based butter. They add a creamy mouthfeel to virtually any dish I make. I even whip them into mashed potatoes in place of butter!

fruity avocado smoothie bowl
quick pickled california avocados

Beans: Polyphenol-rich common dry beans include navy beans, kidney beans, red beans, black beans, pinto beans and cranberry beans. A 2017 published research found that dry common beans play a significant function in human nutrition, especially as a source rich in proteins, carbohydrates, dietary fibers, vitamins, minerals, phytochemicals and other micronutrients, as well as low saturated fat content. Besides these nutrients, the polyphenols and other metabolites have antioxidant activities and protect against various diseases, including microbial infections . It matters little which kind of bean you choose, or even if you buy them canned, they still contain these potent disease-fighting compounds.

I recommend eating a cup of beans a day. It's easy to toss them on top of salads, grain bowls, or make a curry or chili.

My favorite way to eat beans is to blend them into a hummus or dip. Give me some crunchy veggies or warm pita and a cup of white bean hummus any day of the week! This recipe for California Avocado and White Bean Wrapis another delicious way to integrate beans into your diet!

white bean avocado wrap

Blueberries: The anthocyanins and polyphenols in blueberries are major functional ingredients.

Blueberry polyphenols have been shown to be beneficial to human health and have beneficial properties which contribute to enhanced immune function. These beneficial properties also include anticancer, anti-obesity, prevention of degenerative diseases, anti-inflammation, protective effect on vision and liver, prevention of heart disease, antidiabetes, prevention of cardiovascular diseases, and improved cognitive decline.

I love to top my steel-cut oatmeal or overnight oats with a cup of blueberries! They add color and a sweet burst of flavor. And I sometimes toss a cup in my morning smoothie, along with dark leafy greens, and a variety of yummy smoothie ingredients. But please don't limit the beautiful blueberry to breakfast! This California Avocado Red White and Blueberry Salsa makes it easy to enjoy blueberries all day long!

avocado blueberry salsa

Eating for immunity is not only great for your diet, it's also great for your overall health. I encourage you to find new ways to integrate apples, California Avocados, beans, and blueberries into your diet today!

Sophie Uliano

Board-certified Holistic nutritionist, Wellness Educator

New York Times best-selling author Sophie Uliano is a leading expert in the field of natural health and beauty, who takes a down-to-earth approach to beauty focusing on what's truly healthy. Her journey started nearly a decade ago – Sophie was raising her toddler daughter in urban sprawl of Los Angeles, a transplant from the idyllic English countryside. And something just didn't feel right. She saw smog everywhere she went, her skin was showing premature signs of aging, she worried about her daughter playing in the park because of the chemicals used to treat the grass. The evidence for change was all around her.

So, she sat down and began to read. And read. And read. And what she found terrified and inspired her. So, she wrote her first book, Gorgeously Green, which was featured by Julia Roberts on The Oprah Winfrey Show. This appearance was a wake-up call for America, and even in the hours after it aired, she knew she wasn't alone in her concerns.

Thus, was born Gorgeously Green and the thriving online community. SophieUliano.com has become a trusted resource and voice in the field of holistic wellness, bringing together a community of like-minded women and providing in-depth articles, reviews, beauty picks, recipes, and more covering the latest beauty trends. She has written three subsequent books, Do It Gorgeously, The Gorgeously Green Diet and most recently Gorgeous for Good.

Sophie is a registered dietitian nutritionist for the California Avocado Commission. Their content on the California Avocado Commission website and/or blog are part of their partnership with our organization.

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ARTICLE BELONGS TO CALIFORNIA AVOCADO
December
27

Press Release

Economy Expected to End 2022 on Positive Note Ahead of Modest Recession in New Year

December 19, 2022
Following Significant Decline in 2022, Housing and Mortgage Markets Not Expected to Meaningfully Recover Until 2024

WASHINGTON, DC – Following an upward...

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December
27

California REALTORS® applaud FHFA for raising Fannie Mae and Freddie Mac conforming loan limits

LOS ANGELES (Nov. 29) – The CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.) today issued the following statement in response to the Federal Housing Finance Agency's (FHFA) announcement to increase the 2023 conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac to $726,200 on one-unit properties and a cap of $1,089,300 in high-cost areas. The previous loan limits were $647,200 and $970,800, respectively.

"C.A.R. applauds the FHFA for its continued commitment to homeownership by increasing the conforming loan limits. The higher limits will help make homeownership more accessible to Californians across the state and provide homebuyers with more financing opportunities," said C.A.R. President Jennifer Branchini, a Bay Ar...

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December
19

California Mortgage and Refinance Rates

As of Monday, December 19, 2022, current rates in California are 6.69% for a 30-year fixed and 6.05% for a 15-year fixed.

We'll help you find California mortgage and refinances from top partners that are well below the national average. Compare, apply, and start saving today.

At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation for how we make money.

Showing results for: Single-family home, 30 year fixed and 5 year ARM mortgages with all points options.

Lender Rate
APR
Upfront costs
Mo. payment
as of December 19, 2022
Visit Optimum First Mortgage Inc. site

NMLS #240415 | State Lic: 01525044

5.0

5.125%

6.374%

$1,960

Visit Optimum First Mortgage Inc. site

NMLS #240415 | State Lic: 01525044

5.0

5.125%

5.372%

$1,960

Visit WesLend Financial site

NMLS #3304

5.375%

5.557%

$2,016

Visit Sage Mortgage site

NMLS #1374724 | State Lic: 60DBO87037

4.8

5.250%

5.547%

$1,988

Visit AmeriSave Mortgage Corporation site

NMLS #1168

3.9

5.500%

5.625%

$2,044

Visit Mortgage Passport site

NMLS #449401

4.9

5.490%

5.663%

$2,042

Visit Allied Mortgage Group, Inc. site

NMLS #1067 | State Lic: 6038575

4.9

5.875%

5.957%

$2,130

Visit WesLend Financial site

NMLS #3304

5.750%

6.601%

$2,101

Visit First Citizens Bank site

NMLS #503941

4.7

6.000%

6.705%

$2,158

Visit Blue Spot Home Loans site

NMLS #3001

4.9

7.249%

7.249%

$2,456

Star One Credit Union

5.750%

5.753%

$105

$2,101

Schools First FCU

4.875%

7.330%

$995

$1,905

Current mortgage rates in California

After hitting record lows in 2021, mortgage rates have risen sharply in 2022. The higher rate environment means housing affordability, already a challenge in California's high-priced real estate market, presents an even higher hurdle.

One silver lining: Rates on jumbo mortgages have been below rates for conforming mortgages, so Californians who need to borrow more than $1 million can do so at favorable rates.

Refinance rates in California

While interest rates no longer are at historic lows, you might be able to do a cash-out refinance to pay for renovations. You can use Bankrate's mortgage refinance calculator to run the numbers.

How to find the best mortgage rate in California for you

Shopping around for a mortgage is crucial. By comparing at least three offers, borrowers can save thousands of dollars over the life of a loan. Bankrate can help you find the best mortgage deal in today's volatile rate environment.

  • Why trust Bankrate's mortgage rates

Mortgage options in California

Home to three of the 10 largest cities in the country, it's no surprise that many want to plant roots in the Golden State. When it comes to mortgages in California, you have plenty of options. Here are some common loan types:

  • California conventional mortgages: Rates and requirements will vary depending on the area you want to live in and your financial situation. You can compare mortgage rates to find the option that's right for you.
  • CalHFA: The California Housing Finance Agency (CalHFA) offers state residents access to mortgages, as well as smaller loans designed to help with a down payment or closing costs. To get started, borrowers can contact a CalHFA-approved lender or preferred loan officer.
  • California FHA loans: Home loans backed by the Federal Housing Administration (FHA) are offered throughout the U.S. While the FHA doesn't offer loans directly, you can find one through an FHA-approved lender in California. They are offered to first-time homebuyers, defined as those that have not purchased a home in the past two years, as well as repeat buyers. FHA loans are generally designed for low- to moderate-income borrowers with lower credit scores.
  • California VA loans: Backed by the Department of Veterans Affairs, VA loans are offered to eligible veterans and active-duty service members. While the VA doesn't offer loans directly, you can find one through a VA-approved lender in California. They require no down payment and typically have lower interest rates than conventional mortgages.

First-time homebuyer programs in California

First-time homebuyers in California have access to assistance in the form of grants and programs. Learn more about California first-time homebuyer programs.

  • CalHFA down payment assistance programs: Low- to moderate-income borrowers can apply for small down payment and closing costs assistance loans through CalHFA. One option is the MyHome Assistance program, which allows you to borrow a deferred loan worth up to 3.5 percent of the purchase price or appraised value to help you cover closing costs and the down payment.
  • CalHFA and CalPLUS Conventional Loan Programs: With the CalHFA Conventional Loan Program, you can get a 30-year fixed-rate mortgage on the conventional market. This means you'll have access to competitively low interest rates, but you'll also need to meet qualification requirements. The CalPLUS Conventional Loan Program is similar, but with a slightly higher interest rate that can be combined with the CalHFA Zero Interest Program to help pay closing costs.

Additional California mortgage resources

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