Posts with tag 'agent'
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Current mortgage interest rates in California
Current mortgage interest rates in California
As of Monday, July 3, 2023, current interest rates in California are 7.20% for a 30-year fixed mortgage and 6.51% for a 15-year fixed mortgage. After hitting record lows in 2021, mortgage rates rose sharply in 2022. So far, in 2023, they've plateaued somewhat in the 6 percent range. Still, the seemingly here-to-stay higher rate environment means housing affordability, already a challenge in California's high-priced real estate market, presents an even higher hurdle.
One silver lining: Rates on jumbo mortgages have been below rates for confor...
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California REALTORS® urge State Legislature to prioritize homeownership
California REALTORS® urge State Legislature to prioritize homeownership
LOS ANGELES, Calif. (June 15) – The CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.) today issued the following statement regarding the 2023-24 state budget passed by the California Legislature:
The CALIFORNIA ASSOCIATION OF REALTORS® is disappointed that the legislature failed to prioritize critical funding for housing and the California Dream for All down payment assistance program, championed and envisioned by Senate President pro Tempore Toni Atkins as part of the 2023-24 state budget. Countless studies demonstrate that homeownership opens the door to true economic security, better health and educational outcomes and is critical to building intergeneratio...
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Vacant land property scams are on the rise
The Legal Hotline has received several calls from listing agents who, after taking a listing on vacant land, have become suspicious that the person who signed their listing is not the actual owner. This aligns with a nationwide trend of title companies reporting that vacant land property scams are on the rise.
The Scam
Of course, in this scam, the "owner" is not actually the owner at all but instead is an identity theft criminal. The criminal poses as the owner of vacant land and, taking advantage of e-notaries and online communications, attempts to defraud the actual owner, the buyer and every service provider involved by selling the property under market with an exceptionally quick escrow and pocketing the proceeds.
Know the tell-tale signs and red flags of the vacant land property scam
These criminals usually use a number of tactics designed to keep their crimes from being discovered...
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Why is avocado good for you?
Avocados contain a wide range of nutrients and may have various health benefits. These include improving digestion, lowering the risk of depression, preventing bone loss, supporting heart health, protecting against cancer, and more.
Also known as an alligator pear or butter fruit, avocados are actually a type of berry. They grow in warm climates.
Avocados provide a substantial amount of monounsaturated fatty acids and are