Posts from January 2025

For release:
January 28, 2025  

C.A.R. offers tips on navigating financial assistance, insurance and potential safeguards after the wildfires

LOS ANGELES (Jan. 28) – Navigating the many challenges following a wildfire involves understanding both the insurance payment process and potential legal protections to avoid falling victim to scams or other predatory actions. The CALIFORNIA ASSOCIATION OF REALTORS^® (C.A.R.) is sharing information for its REALTOR® members to help those impacted by wildfires understand what to expect and common pitfalls to watch out for in the critical weeks ahead. 

"California REALTORS® are actively contributing to relief efforts for those affected by the fires in Southern California," said C.A.R. President Heather Ozur. "We're committed to supporting displaced homeowners an...

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Lender	Rate	APR	Mo. payment	as of January 28, 2025
NMLS #240415 | State Lic: 01525044 5.0(1025) (844) 365-0454	6.123% 30 year fixed	6.328% Points: 1.912	$5,151 Upfront costs: $ 18,209 8 year cost: $410,571	Next More information
NMLS #2059741 4.8(99)	6.250% 30 year fixed	6.430% Points: 1.694	$5,222 Upfront costs: $ 15,866 8 year cost: $417,221	Next More information
NMLS # 1025894 4.6(89)	6.375% 30 year fixed	6.568% Points: 1.726	$5,290 Upfront costs: $ 16,874 8 year cost: $426,728	Next More information
NMLS #3030 4.8(2631) (855) 617-5514	Numbers you can trust Start with certainty, close with confidence Unique support for first-time homebuyers			Next
NMLS #459308 4.8(140)	6.500% 30 year fixed	6.671% Points: 1.614	$5,360 Upfront costs: $ 14,878 8 year cost: $433,149	Next More information
NMLS #1838 | State Lic: CFL Lic 603J352 4.9(923) (866) 666-3160	6.500% 30 year fixed	6.677% Points: 1.625	$5,360 Upfront costs: $ 15,364 8 year cost: $433,726	Next More information
NMLS #3304 | State Lic: 4130722 4.8(441) (833) 300-2543	6.495% 30 year fixed	6.693% Points: 1.853	$5,357 Upfront costs: $ 17,207 8 year cost: $435,229	Next More information
NMLS #399799 5.0(2)	6.823% 30 year fixed	6.841% Points: 0	$5,541 Upfront costs: $ 1,571 8 year cost: $441,872	Next More information
NMLS #2890 | State Lic: 413-0477 4.2(179) (844) 365-0703	6.750% 30 year fixed	6.940% Points: 1.8	$5,500 Upfront costs: $ 16,259 8 year cost: $451,671	Next More information
NMLS #197185 5.0(64)	6.750% 30 year fixed	6.951% Points: 1.917	$5,500 Upfront costs: $ 17,206 8 year cost: $452,618	Next More information
NMLS #399799 5.0(2)	5.863% 5/6 ARM	7.352% Points: 1.75	$5,010 Upfront costs: $ 16,411 8 year cost: $391,431	Next More information
NMLS #197185 5.0(64)	6.000% 5/6 ARM	7.341% Points: 1.115	$5,084 Upfront costs: $ 10,405 8 year cost: $394,797	Next More information

Article belongs to Bankrate.com

California REALTORS® support plans to stabilize availability of homeowners insurance

LOS ANGELES (Jan. 13) – The CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.) issued the following statement in response to actions announced last week to address California's insurance crisis and help homeowners affected by the Southern California wildfires.

"As Los Angeles reels from the devastating fires that have resulted in the loss of homes, businesses, schools, and neighborhoods, we are encouraged by the proactive measures taken by policymakers to tackle the homeowners insurance crisis.

The CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.) has actively worked with state leaders since the beginning of the insurance crisis and is supporting Assembly Bill 226, authored by Assembly Insurance Committee Chair Lisa Calderon and Assemblymember David Alvarez and unveiled by Speaker Robert Rivas. The bill aims to alleviate...

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